Terms & Conditions

Effective Date: August, 2025

Welcome to INSURANCELAB. By accessing or using our website (the “Site”), you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully. If you do not agree with these terms, please do not use our Site.

1. Use of the Website

The content on INSURANCELAB is provided for informational and educational purposes only.
You may use the Site solely for personal, non-commercial purposes.
You agree not to misuse the Site or attempt to disrupt its functionality in any way.

2. No Professional Advice

INSURANCELAB provides general tips and resources related to car insurance. We are not an insurance company, broker, or agent, and the information on this Site should not be considered as legal, financial, or professional advice. Always consult directly with licensed insurance providers before making decisions about your coverage.

3. Accuracy of Information

We strive to ensure that the information on INSURANCELAB is accurate and up to date. However, we do not guarantee that all information is error-free, complete, or current. Insurance laws, policies, and regulations may vary by location and change over time.

4. Intellectual Property

All content on this Site (including articles, graphics, logos, and design) is the property of INSURANCELAB and is protected by copyright and intellectual property laws.
You may not copy, reproduce, distribute, or modify our content without prior written consent.

5. Third-Party Links

Our Site may contain links to third-party websites. These links are provided for convenience only. INSURANCELAB does not control, endorse, or take responsibility for the content or practices of any third-party websites.

6. Limitation of Liability

INSURANCELAB is not liable for any damages, losses, or claims that result from the use or reliance on the information provided on our Site.
Your use of the Site is at your own risk.

7. Privacy Policy

Your use of our Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

8. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time. Updates will be posted on this page with an updated “Effective Date.” Continued use of the Site after changes are made constitutes acceptance of the revised terms.

9. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of [Insert Country/State], without regard to conflict of law principles.

10. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

📧 Email: vunapesa@gmail.com
🌐 Website: https://riddleslab.com